Based Visa Card（HYPE / Based Gold）
2%
Cashback
No annual fee
Annual fee
No issuance fee
Issuance fee
Passport
KYC
Benefits
- Gold level 0% foreign exchange markup, 4% cash back
- HYPE/Gold includes Claude, ChatGPT subscription returns
- Support Solana, Arbitrum, Polygon, Hyperliquid top-up, zero top-up fee
- Support Apple Pay / Google Pay
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
✓ChatGPT
✓Claude
Things to know
- Requires staking $BASED: 10,000 tokens for HYPE or 100,000 for Gold, locked for 21 days. All benefits stop when unstaking is initiated.
- Non-stablecoin automatic exchange charges 1%
- Foreign exchange markup Orange 2.5% / HYPE 1.5%
- ATM cash withdrawal is not supported; restricted in Mainland China, Hong Kong, Singapore, the United States, etc.
Fees & specifications
CashbackHYPE 2% (monthly cap $20) + AI subscription rebate up to $10 per month; Based Gold 4% (monthly cap $100) + entertainment rebate $20/month + AI subscription rebate $100/month + 4 airport lounge visits per year; Orange no cashback; cashback is issued in $BASED
Foreign exchange feesOrange 2.5%，HYPE 1.5%，Gold 0%
Staking requirementsHYPE 10,000 $BASED；Gold 100,000 $BASED
ATM withdrawalsNot supported
Card formatVirtual card; HYPE/Gold has physical card (Gold is metal)
Settlement assetsUSDT, USDC, XSGD and mainstream tokens
AvailabilityWorldwide except for restricted countries (list effective from 2026-08-01)
Sources & notes
Data credibility: high; verification date 2026-10-09.