BenPay Card
None
Cashback
No annual fee for all three cards
Annual fee
Identity document
KYC
Benefits
- Self-hosted, wallet signature authorizes card access
- Single card limit starts at US$200,000
- 10+ chains USDT/USDC direct deposit and withdrawal
- The official blog states that it can be bound to Apple Pay, Google Pay, Alipay, and WeChat Pay.
- The balance automatically earns interest on the chain and is settled on a daily basis
Supported services
✓Apple Pay
✓Google Pay
✓WeChat Pay
✓Alipay
△ChatGPT
△Claude
Things to know
- The three-tier card rate structures are different: Alpha is free of top-up fees, Sigma is free of annual fees, and Delta is free of spending fees (there are still authorization fees)
- Income comes from on-chain strategies, and there are smart contract risks
- Details of physical cards, foreign exchange fees, ATMs, etc. are not disclosed.
Fees & specifications
CashbackNo cashback; card account balance can automatically participate in the on-chain strategy to obtain income, settled on a daily basis
Staking requirementsNo need to pledge tokens
Card formatVirtual card (prepaid card)
Settlement assetsUSDT/USDC multi-chain top-up, bridged to BUSD spending on the BenFen chain
Sources & notes
Data credibility: medium; verification date 2026-10-09.