BingX Card
2%–3%
Cashback
No annual, monthly, inactivity or closure fee
Annual fee
Free virtual card
Issuance fee
KYC
KYC
Benefits
- Deduct USDT directly from the BingX capital account and settle in US dollars according to the real-time exchange rate
- Up to 5% cash back, up to 20% cash back for designated subscriptions
- Support Apple Pay / Google Pay
- Open to all eligible users from September 11, 2026.
- Free ATM cash withdrawals for the first $200 per month with metal cards
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- A 1.5% transaction fee is charged for each purchase, and there may be exchange rate costs for non-US dollar purchases.
- There is a monthly upper limit for rebates, and BingX can modify or cancel the rewards at any time
- Custodian products, funds are deposited in exchange accounts
- Merchant transactions in some countries/industries may be rejected due to compliance
Fees & specifications
CashbackAccording to the accumulated spending of the month: 2%-3% for virtual cards, 3%-5% for metal cards, USDT is instantly included in the cashback page and can be withdrawn on T+3; the monthly upper limit for virtual cards is $4/$25/$100, and the monthly upper limit for metal cards is $15/$80/$150; 20% cash back for designated subscription spending (share the upper limit of the month)
Foreign exchange feesThere is a 1.5% transaction fee for spending; non-USD spending may incur additional foreign exchange costs.
Staking requirementsNone
ATM withdrawalsMetal Card only; first $200 per month free, 2% on excess
Card formatVirtual card + metal physical card (about 15-30 working days for mailing)
Settlement assetsUSDT (fund account), settled in USD
Sources & notes
Data credibility: high; verification date 2026-10-09.