Bitpanda Card
1%
Cashback
Free
Annual fee
Free
Issuance fee
KYC required
KYC
Benefits
- Visa debit card for instant transfer of crypto assets/metals in Bitpanda account to EUR spending
- 1% of the spending of qualified crypto assets; stablecoin, fiat currency, metals, etc. are not refundable, and specific MCCs are also excluded
- Explicit support: Apple Pay, Google Pay
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Verification scheme: Eurozone Visa entity + virtual
- The official website requires verified Bitpanda and Eurozone resident; this plan is not directly open to mainland residents only.
- Must be a Eurozone resident who has completed identity verification and apply through the mobile app; accounts verified solely using Bankident are not eligible for card application. The shipping address must match your residential address. Universal identity verification does not mean support for Chinese ID cards, and the specific four materials still need to be verified.
Fees & specifications
Cashback1% of the spending of qualified crypto assets; stablecoin, fiat currency, metals, etc. are not refundable, and specific MCCs are also excluded
Issuance & recurring feesThe first card and shipping are free, and there is no monthly fee; quotations for replacement cards/additional cards are confirmed by account
Spending & conversionEach time the payment triggers the asset transfer to EUR, the transaction fee is usually charged as usual; the Visa transaction fee is borne by the platform
Foreign exchange feesThe current help page of the official website: FX surcharge for non-EUR payments and cash withdrawals without card; the corresponding transaction fee/quotation for selling selected assets by swiping a card will be charged, and ATM will charge an additional 2% (minimum €2)
Funding methodsAccount crypto assets/bank entry, the actual cost of the stablecoin transfer channel is to be verified by default.
Card formatVirtual card/physical card
AvailabilityEurozone residents; the current help page excludes Cyprus/Liechtenstein, and Bankident certification is not supported for the time being.
Verification processEurozone Visa physical + virtual
Staking requirementsNone
ATM withdrawals2% or €2 whichever is higher
Settlement assetsEncrypted assets, fiat currency, etc. in the account
Sources & notes
Data credibility: medium; cross-check: Coucouya crypto card guide; verification date 2026-10-10; source data date 2026-10-08.