Brighty Card
0.5%
Cashback
No monthly card service fee (Plus/Pr subscriptions…
Annual fee
Virtual issuance: €2.99 (free options by plan…
Issuance fee
KYC
KYC
Benefits
- European IBAN + encrypted account all in one
- USDC cashback, Pro acceleration category up to 1.75%
- Near instant crypto funding
- Stable currency earns interest
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Exchange fees exceeding the monthly free quota are 0.4%–0.6% (according to plan)
- Visa foreign currency transactions charge 2% (official blog)
- The cashback ratio and upper limit vary with plans, merchants, countries, and activities.
Fees & specifications
CashbackIssued in USDC: 0.5% for all plans; Plus optional acceleration category 0.75%–1.25% (monthly cap $60); Pro acceleration category 1.25%–1.75% (monthly cap $100); Free One plan monthly cap $20
Staking requirementsNone
Card formatVirtual card (physical card not confirmed)
Settlement assetsEUR and other legal currencies and crypto assets
AvailabilityEU, UK, Switzerland
Sources & notes
Data credibility: medium; verification date 2026-10-09.