COCA Card
1%
Cashback
Free
Annual fee
Free
Issuance fee
KYC required
KYC
Benefits
- COCA Wallet Virtual Visa uses basic Starter rights and does not mix in high-end position cashback.
- Starter’s official member list lists 1% cash back, no pledge required; no subscription refund quota. The redemption amount, qualifications and exclusions are subject to the current App/terms, and the cash rebate does not offset the scoring cost.
- Explicit support: Apple Pay, Google Pay, ChatGPT, Claude
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
✓ChatGPT
✓Claude
KYC requirements
National IDNot required
PassportRequired
Overseas address proofRequired
Overseas phone numberRequired
Updated: 2026-08-10
Things to know
- Verification scheme: Starter virtual card
- Benchmarking information records the mainland qualification of this product; it still needs to be reviewed based on the card issuance area and real residence information
- The benchmarking information records the passport, overseas address proof and overseas mobile phone number; the specific supplementary requirements are subject to the review of the local card issuance plan.
Fees & specifications
CashbackStarter’s official member list lists 1% cash back, no pledge required; no subscription refund quota. The redemption amount, qualifications and exclusions are subject to the current App/terms, and the cash rebate does not offset the scoring cost.
Issuance & recurring feesStarter virtual card is free; physical card is additional $5, this virtual version does not count the physical card opening fee; Starter has no pledge threshold
Spending & conversionThe corresponding conditions for spending and exchange platform fees need to be verified
Foreign exchange feesThe benchmarking data is marked as 0%, and the specific region and asset quotation can be confirmed with the App.
Funding methodsCrypto / Bank transfer / SEPA; the selected platform deposit fee remains to be verified
Card formatVirtual card
AvailabilityUK, EEA and App open areas; qualifications for mainland China to be confirmed
Verification processStarter virtual card
Staking requirementsHigh level requires holding $COCA
ATM withdrawalsFree up to $250 per month, then 2%
Settlement assetsStable coins (USDC, USDT, etc.)
Sources & notes
Data credibility: medium; cross-check: Coucouya crypto card guide; verification date 2026-10-10; source data date 2026-10-05.