Coinbase Card
Varies by promotion
Cashback
Free
Annual fee
Free
Issuance fee
KYC required
KYC
Benefits
- U.S. Coinbase Visa debit card, linked to account balance; separate from Coinbase One Amex credit card.
- U.S. debit cards have optional encrypted rewards, and the rates are floating, subject to the App. Coinbase One asset-tiered BTC 2%-4% credit card rewards cannot be used.
- Explicit support: Apple Pay, Google Pay
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Verification scheme: US Visa Debit physical card
- The U.S. version requires U.S. residents (except Hawaii), and mainland China and Hong Kong are prohibited areas for card use. It is not only a restriction on card opening qualifications.
- U.S. debit card available to eligible U.S. residents (excluding Hawaii), Coinbase account and address verification required; SSN, W-2 or supplemental identification may be required. There is no credit check on the application; this is not the Coinbase One Credit Card. Whether Chinese documents are acceptable and the requirements for overseas mobile phone numbers have not been confirmed on an item-by-item basis.
Fees & specifications
CashbackU.S. debit cards have optional encrypted rewards, and the rates are floating, subject to the App. Coinbase One asset-tiered BTC 2%-4% credit card rewards cannot be used.
Issuance & recurring feesVisa debit card is free of application fees and no annual fees; the encryption asset conversion price difference is additional
Spending & conversionCoinbase spending platform transaction fee is 0; crypto asset sales and exchanges still include price differences
Foreign exchange feesCoinbase does not charge additional spending platform transaction fees; the network exchange rate and encryption exchange price difference must be verified separately
Funding methodsTransfer $0 from Coinbase Wallet to the card account; currency purchase, external deposit/on-chain handling fees must be verified according to respective channels
Card formatVirtual card/physical card
AvailabilityResidents of the United States (except Hawaii); Mainland China and Hong Kong are prohibited areas
Verification processUS Visa Debit physical card
Staking requirementsNone (One Card returns the position according to the position)
ATM withdrawalsCoinbase does not charge any fees, carrier fees are additional.
Settlement assetsUSD, USDC and Coinbase account crypto assets
Sources & notes
Data credibility: medium; cross-check: Coucouya crypto card guide; verification date 2026-10-10; source data date 2026-10-08.