CoinJar Card
1%
Cashback
Free
Annual fee
Free
Issuance fee
KYC required
KYC
Benefits
- Australian CoinJar balance automatically converted to a Mastercard prepaid card for spending
- Earn 1 CoinJar Reward Point for every 1 Australian dollar spent; 1% of the spending handling fee will be given back in points. It cannot be claimed that the cash handling fee is free.
- Explicit support: Apple Pay, Google Pay
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Verification scheme: Australian Mastercard entity + virtual
- The current official website Card entry clearly states that it is available in Australia only; the AU application plan for this card is not open to mainland residents.
- Must be an Australian resident and have Australian citizenship or a valid Australian visa. It can be verified with an Australian driver's license, Australian passport or international passport; the driver's license address must be accurate, and a second copy of materials must be provided in individual cases. Generic photo ID cards, digital driver's licenses or expired documents will not be accepted. Chinese ID cards are not on the accepted list, and passports are not the only option for all applicants.
Fees & specifications
CashbackEarn 1 CoinJar Reward Point for every 1 Australian dollar spent; 1% of the spending handling fee will be given back in points. It cannot be claimed that the cash handling fee is free.
Issuance & recurring feesFree digital and physical card issuance, no monthly/annual fees
Spending & conversion1% of in-store/online spending will be rewarded with reward points; an additional 2.99% will be added to foreign currency transactions
Foreign exchange feesNon-AUD transactions are exchanged according to Mastercard and add 2.99%, and the old US and European regional summaries are not mixed into the AU plan
Funding methodsDirectly use CoinJar to specify a Crypto Spend account, and there will be no platform charges for receiving crypto assets; external Gas will be charged separately
Card formatVirtual card/physical card
AvailabilityAustralian residents/eligible CoinJar accounts; the current official website clearly states that the Card is only provided in Australia
Verification processAustralian Mastercard physical + virtual
Staking requirementsNone
ATM withdrawalsPhysical card 1%
Settlement assetsAUD and crypto assets in the account
Sources & notes
Data credibility: medium; cross-check: Coucouya crypto card guide; verification date 2026-10-10; source data date 2026-10-08.