Crypto.com Visa Card
None
Cashback
Free
Annual fee
US Midnight physical card: $4.99; not a free virtual-card offer
Issuance fee
KYC required
KYC
Benefits
- Crypto.com US Basic/Midnight Blue prepaid Visa, no subscription or CRO lock-up requirements.
- Basic has no spending cashback; do not mix high cashbacks with other payment levels
- Explicit support: Apple Pay, Google Pay
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Verification plan: US Midnight Blue/Basic physical card
- This is a U.S. issuance plan only and requires application qualifications from the U.S.; it is not a card opening path for residents of mainland China.
- The U.S. issuance plan requires real resident qualifications and account identity review, and specific documents and SSN and other materials are confirmed according to the application process.
Fees & specifications
CashbackBasic has no spending cashback; do not mix high cashbacks with other payment levels
Issuance & recurring feesPhysical card 4.99 US dollars; Basic subscription annual fee 0; idle fee after 12 consecutive months of no active financial activity 5.95 US dollars/month
Spending & conversionThe complete cost of ordinary local currency spending transaction fees and crypto funding conversion needs to be verified.
Foreign exchange fees3% for Basic/Midnight non-USD spending and ATM cash withdrawals in the United States; do not mix the FX-free benefits of other regions or high-level cards
Funding methodsDebit card 1%, credit card 2.99%, PayPal 2.1%; the crypto asset exchange card balance quotation will be verified separately, and the fiat currency channel fee will not be included in the USDT scenario
Card formatVirtual card/physical card
AvailabilityUnited States issuance plan; requires real application qualifications in the United States and is not applicable to other regional fee schedules
Verification processUS Midnight Blue/Basic physical card
Staking requirementsPlus $500, Pro $5,000, Private $50,000/$500,000 CRO (or subscription)
Settlement assetsCRO, BTC and crypto assets and fiat currency in the App
Sources & notes
Data credibility: medium; cross-check: Coucouya crypto card guide; verification date 2026-10-10; source data date 2026-10-08.