Decaf Card
None
Cashback
No monthly or annual fee (third-party source)
Annual fee
Virtual: $5
Issuance fee
Full identity verification required
KYC
Benefits
- Use USDC to spend at Visa merchants
- The unified balance can be deducted from Solana or Stellar without additional cross-link fees.
- Can be manually added to Apple Pay / Google Pay
- There is also an enterprise version of Visa Business Card
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Physical cards cost more outside the United States (approximately $90)
- According to the Visa exchange rate, the ATM operator may charge additional
- About 19 countries do not support (third party)
Fees & specifications
CashbackNone (third-party evaluation)
Foreign exchange feesDecaf does not increase the price, based on Visa exchange rate (third party)
Staking requirementsNone
ATM withdrawalsDecaf does not charge, ATM operators may charge (third party)
Card formatVirtual card + physical card
Settlement assetsUSDC（Solana / Stellar）
AvailabilityGlobal (except about 19 countries, third parties)
Sources & notes
Data credibility: medium; verification date 2026-10-09.