E Money Card
$0 annual fee
Annual fee
One-time subscription: $99 (USDT/US…
Issuance fee
Identity document
KYC
Benefits
- USDT, USDC, and eEUR are used as collateral for spending
- No annual fee, E Money does not charge a single transaction fee
- Hong Kong local transaction 0%
- Ordering and management within the App
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- One-time $99 card opening fee
- Mortgage injection fee 0.5%; negative balance accrues interest at 40% annual interest rate
- Overseas transactions E Money charges 1%, and Mastercard charges 2%
- Hong Kong local ATM 2%, overseas ATM 1% (there is also network fee, minimum HKD 50)
Fees & specifications
CashbackNot disclosed
Foreign exchange feesOverseas transactions 1% (E Money) + 2% (Mastercard)
Staking requirementsNeed to inject USDT/USDC/eEUR mortgage
ATM withdrawalsOverseas 1%, Hong Kong local 2%, plus Mastercard 1% or minimum HKD 50
Card formatPhysical card
Settlement assetsUSDT、USDC、eEUR
Sources & notes
Data credibility: high; verification date 2026-10-09.