Ethena Pay Spend Card
Up to 5%
Cashback
None (no monthly or account fee)
Annual fee
Virtual card, replacement and activation are free
Issuance fee
Not disclosed
KYC
Benefits
- There is zero fee for US dollar spending, no cross-border fees, and Ethena does not add exchange rate differences.
- There is no upper limit on the total amount of cashback
- Account balance can earn up to 6% profit by default
- No minimum balance, no inactivity fee
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Non-USD transactions are charged approximately 1% foreign exchange fee by the card organization (passed on as is)
- ATM (if available) $1 + 0.65%
- Pro/VIP files need to be locked to ENA or recommended
- Terms include credit card-style terms such as late fees (up to $40)
Fees & specifications
CashbackUp to 5% cash back in AVAX, divided by user level and monthly spending, starting at 4%; single transaction <$1 is not included; distributed daily after settlement, no monthly/year upper limit
Foreign exchange feesAbout 1% (the original price of the card organization is passed on, no price increase)
Staking requirementsStandard is free; high-end position needs to be locked ENA
ATM withdrawals$1 + 0.65% (depending on region and device availability)
Card formatVirtual card
Settlement assetsUSDe (USD balance)
AvailabilityBeta is online in 48 countries (Cointelegraph report)
Sources & notes
Data credibility: high; verification date 2026-10-09.