Ether.fi Cash Luxe
3%
Cashback
Varies by card format / region
Annual fee
Free
Issuance fee
KYC required
KYC
Benefits
- Luxe international version virtual card fees and rights are only calculated based on this package
- Luxe international version physical card fees and benefits are only calculated based on this package
- 3% cash back on the first 10,000 USD of eligible spending per month. Excess and exceptions are subject to the rules of this package.
- Explicit support: Apple Pay, Google Pay
Supported services
✓Apple Pay
✓Google Pay
✓WeChat Pay
✓Alipay
△ChatGPT
△Claude
Things to know
- Verification scheme: Luxe virtual card; Luxe physical card
- KYC is clearly marked as not available in mainland China
- The general process includes mobile phone verification code, government-issued documents (passport/ID card/driver's license options are provided by region), liveness verification and residential address, and may be supplemented by a questionnaire or address proof. Proof of address requires bank/credit card or water, electricity, gas and broadband bills in your own name for the past 3 months; mobile phone bills, insurance documents or screenshots are not accepted. The general process does not mean that Chinese ID cards are accepted, nor can it be inferred that an overseas mobile phone number must be used based on ordinary mobile phone number verification; the four specific requirements have not been confirmed one by one.
Fees & specifications
Cashback3% cash back on the first 10,000 USD of eligible spending per month. Excess and exceptions are subject to the rules of this package.
Issuance & recurring feesLuxe virtual card: Luxe annual fee payment path is 199 US dollars. Other qualification paths are additional; Luxe membership includes free virtual cards; Luxe physical card: Luxe annual fee payment path is 199 US dollars. Other qualification paths are additional; quoted based on the lowest version. The first physical card production fee is 0. Postage does not participate in the scoring.
Spending & conversionThe available balance for direct spending is not listed as failure. The small amount and verification fee are calculated according to the rules of this site. 0 Ordinary spending charges will be calculated separately.
Foreign exchange feesThe foreign exchange fee of this package needs to be verified
Funding methodsThere is no charge for the USDC on-chain deposit platform. External wallet network fees are additional.
Card formatVirtual card/physical card
AvailabilityInternational version of the non-U.S. card program. Regional qualifications are subject to account review.
Verification processLuxe virtual card; Luxe physical card
Staking requirementsLiquid deposits $15K or pledges 30K ETHFI (no lock-up period), or $199/year
ATM withdrawalsFree ATM cash withdrawal (official comparison page), the limit is the same as Core
Settlement assetsUSDC, EURC and other stablecoins and mortgageable assets
Sources & notes
Data credibility: medium; cross-check: Coucouya crypto card guide; verification date 2026-10-10; source data date 2026-10-08.