Fold Bitcoin Credit Card
1.5%
Cashback
KYC
KYC
Benefits
- Uncapped 1.5% Bitcoin cashback
- Up to 4% Bitcoin Cash Back
- Instantly activate and join Apple Pay / Google Pay
- Use Bitcoin to pay off credit card bills
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Additional rewards are limited to the first $2,000 spent per month
- The upper limit of the cashback account balance is $10,000, which must be withdrawn before accumulation can continue.
- Cashback is calculated in BTC, price fluctuates; not protected by FDIC/SIPC
- US only, credit approval required
Fees & specifications
Cashback1.5% Bitcoin cashback for all eligible purchases (no cap); add 0.5% for repayment in BTC; additional up to 2% for Auto-Stack/Direct to Bitcoin behavior (first $2,000 of spending per month), totaling up to 4%; the cashback is locked for 30 days after posting
Staking requirementsNone (credit card)
Card formatVirtual card + physical card
Settlement assetsUSD (credit card bill, repayable in BTC)
AvailabilityUnited States
Sources & notes
Data credibility: high; verification date 2026-10-09.