Hyperbeat Pay Card
0.25%–0.55%
Cashback
No monthly or annual fee (third-party source)
Annual fee
Free virtual card (third-party source)
Issuance fee
KYC
KYC
Benefits
- Direct Pay (cash) and Credit (mortgage lending) two modes
- Connect to HyperEVM smart wallet, assets remain on the chain
- Can be consumed from transaction proceeds or treasury proceeds
- Both virtual cards and physical cards can be used at Visa merchants
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Credit model borrowings accrue interest immediately and there is liquidation risk
- Non-USD spending foreign exchange fee 0.4%-1% (third-party information)
- ATM cash withdrawal $1 + 0.65% (third-party information)
- The cashback rules are complicated, and the official rules shall prevail.
Fees & specifications
CashbackCashback with WHYPE, basic 0.25%-0.55% (according to deposit level), activity bonus can be doubled (third-party information)
Foreign exchange fees0.4%-1% (third party information)
Staking requirementsCredit mode requires mortgage assets
ATM withdrawals$1 + 0.65% (third party information)
Card formatVirtual card + physical card
Settlement assetsUSDC / USDT; Credit mode is mortgaged with assets such as HYPE
Sources & notes
Data credibility: medium; verification date 2026-10-09.