Kraken Card（Krak Card）
Up to 2%
Cashback
No monthly or annual fee
Annual fee
Free
Issuance fee
KYC
KYC
Benefits
- No transaction fees, foreign exchange fees, Kraken ATM fees
- 600+ crypto and fiat assets available for direct spending
- Support Apple Pay / Google Pay
- Set the order in which assets are spent and exclude specific assets.
Supported services
✓Apple Pay
✓Google Pay
✓WeChat Pay
✓Alipay
△ChatGPT
△Claude
KYC requirements
National IDUnconfirmed
PassportUnconfirmed
Overseas address proofRequired
Overseas phone numberUnconfirmed
Updated: 2026-10-02
Things to know
- There are floating spreads when spending with cryptocurrencies.
- ATM operators may charge
- The US version is not open to New York, Maine, Massachusetts, and Indiana
Fees & specifications
CashbackUp to 2%, issued in BTC or EUR, no cap; the proportion is based on the 30-day average balance of Krak/Kraken/Kraken Pro, and 2% for new users in the first 30 days
Foreign exchange fees0%
Staking requirementsNone (cashback ratio is linked to average balance)
ATM withdrawalsKraken does not charge fees, but ATM operators may charge fees.
Card formatVirtual card (Kraken FAQ says to apply for a virtual card within the App)
Settlement assets600+ cryptocurrencies and fiat currencies
AvailabilityUnited Kingdom, EEA; United States (Visa version, except some states)
Sources & notes
Data credibility: high; verification date 2026-10-09.