KuCard
1%–3%
Cashback
No annual fee
Annual fee
First virtual card free
Issuance fee
KYC
KYC
Benefits
- Directly use USDC spending in KuCoin account
- The first virtual card is free and no annual fee
- Up to 5 virtual cards can be opened
- The daily spending limit of the AU version is 20,000 USDC, and the annual spending limit is 200,000 USDC.
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- 0.5% handling fee for each transaction, and an additional 1% foreign exchange fee and exchange spread for non-USDC settlement
- Virtual Card Only, EEA (excluding Malta) and Australian residents only
- If not used for a long time, an idle fee will be charged
Fees & specifications
CashbackEEA version (2024 terms): Based on VIP level and account assets 1%–3%, optional EUR/BTC/ETH/KCS issuance, monthly upper limit ranging from €17–€750; Australian version changed to Rewards Points (1,000 points for 1 USDC)
Foreign exchange fees1% (plus 0.5% transaction fee)
Staking requirementsNone; cashback level is linked to VIP/assets
ATM withdrawalsNot supported (virtual card only)
Card formatVirtual card
Settlement assetsUSDC
AvailabilityEEA (excluding Malta), Australia
Sources & notes
Data credibility: medium; verification date 2026-10-09.