CL Card（compatible with Ledger）
1%
Cashback
No annual fee (third-party source)
Annual fee
Free virtual card (third-party source)
Issuance fee
Not disclosed
KYC
Benefits
- 1% crypto cashback (BTC/USDC/USDT)
- Integrated with Ledger Wallet to transfer funds from hardware wallet
- Crypto can be spent or used as collateral
- There is no FX markup for foreign currency spending (third-party compilation)
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- There is approximately 2% exchange/spending fee for spending of crypto assets, offset by cash rebate (third-party compilation)
- ATM: Domestic €2.50, overseas €3 + 1.5% (EU/UK rate table, compiled by a third party)
- After the funds are transferred to the card account, they are hosted by Baanx
Fees & specifications
Cashback1% cash back for each purchase, you can choose BTC, USDC or USDT (BTC/USDC in the United States, BTC/USDT in other regions); select BXX for some terms and get 2% back
Foreign exchange feesNo FX markup (third party arrangement)
Staking requirementsOptional as collateral
ATM withdrawalsDomestic €2.50; Overseas €3 + 1.5%
Card formatVirtual card + physical card
Settlement assetsBTC, ETH, USDC, USDT, etc.
AvailabilityEurope, the United Kingdom, the United States, etc. (subject to Baanx)
Sources & notes
Data credibility: medium; verification date 2026-10-09.