MetaMask Card
1%
Cashback
Free
Annual fee
Free
Issuance fee
KYC required
KYC
Benefits
- Free Virtual Mastercard for MetaMask Wallet, recorded according to the current Open Europe plan.
- Free virtual card: 1% in mUSD, subject to current cashback caps and eligibility. The Metal tier’s 3% rate does not apply.
- Explicit support: Apple Pay, Google Pay
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Verification plan: Free European virtual card
- The official current list of countries that can apply does not include mainland China; there should be real qualifications for supported countries, and current official documents clearly require proof of residential address. Don’t misstate that only a passport + overseas mobile phone number can be applied for with a mainland address.
- The European Free plan requires proof of actual residence in a supported region. Earlier records stating that no overseas address was required are outdated. Confirm other document requirements for the specific country.
Fees & specifications
CashbackFree virtual card: 1% in mUSD, subject to current cashback caps and eligibility. The Metal tier’s 3% rate does not apply.
Issuance & recurring feesFree virtual card: 0 issuance and annual fees. Fees for the Metal card, whose ordering is suspended, are excluded.
Spending & conversionLocally denominated stablecoins: no fee. Stablecoins denominated in a different national currency may incur 0.5%. Yield-bearing tokens: the first $1,200 each month is free, then 0.5%; other currencies: 0.875%. Cross-border fees follow the relevant edition’s fee schedule.
Foreign exchange feesFree cross-border transaction fee 1%; not to be confused with stablecoin currency mismatch 0.5%
Funding methodsAssets on the wallet chain are directly consumed; dynamic Gas occurs separately
Card formatVirtual card
AvailabilityCurrently eligible European countries; new applications in the United States are suspended, the United Kingdom has different issuance plans, and mainland China is not on the list
Verification processFree Europe Virtual Card
Staking requirementsNone
ATM withdrawalsMetal cards have higher limits (see terms for details)
Settlement assetsUSDC, USDT, mUSD, etc. (Linea and other chains)
Sources & notes
Data credibility: medium; cross-check: Coucouya crypto card guide; verification date 2026-10-10; source data date 2026-10-05.