MiniPay Card
5%
Cashback
No monthly or annual fee
Annual fee
Not disclosed
KYC
Benefits
- Self-custody: the balance remains in the wallet and is deducted when payment is made.
- 5% cash back on spending (issued in digital gold XAUt or USDC)
- Support Apple Pay / Google Pay contactless payment
- Support USDT, USDC, mUSD direct spending, multi-chain top-up free of charge
- No subscription, no pledge, no level threshold
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Only qualified users in some EEA, Africa, Latin America, and Southeast Asia markets
- Starting from 2026-09-25, the cash rebate will be capped at US$100 per month, and some merchant categories will not be included in the cash rebate.
- Refunds/disputes will cancel the corresponding cashback, and the cashback will be subject to settlement for 30-60 days.
- The official said that "lower nominal foreign exchange handling fees" were charged, and the specific rates were not disclosed.
Fees & specifications
Cashback5% spending rebate, no tier; EEA region is issued in USDC, most markets in Africa/Latin America/Asia are issued in Tether Gold (XAUt); cashback will be settled after 30-60 days; starting from 2026-09-25, the upper limit of the monthly settlement cycle is US$100
Staking requirementsNone
Card formatDigital virtual card
Settlement assetsUSDT、USDC、mUSD
AvailabilityEEA, Africa, Latin America, and some Southeast Asian markets
Sources & notes
Data credibility: high; verification date 2026-10-09.