Moto Card
Lite: $50/month or $500/year
Annual fee
Lite physical: $250
Issuance fee
KYC
KYC
Benefits
- Visa Infinite credit card, monthly bill settlement
- Full file global 0 foreign exchange fee
- 24/7 exclusive concierge
- Use USDC on Solana as collateral
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Membership fees are expensive
- Lite file foreign exchange fee is up to 2.2%
- Only Solana USDC is accepted as collateral, and there may be exchange/cross-chain fees for deposits.
- Moto may charge fees for deposit earnings
Fees & specifications
CashbackUndisclosed fixed cash back (focusing on hotel, catering, travel membership rights)
Foreign exchange feesFull 0; Lite up to 2.2%
Staking requirementsSolana USDC needs to be deposited as collateral
Card formatPhysical card (metal/high-end) + virtual card
Settlement assetsUSDC（Solana）
Sources & notes
Data credibility: medium; verification date 2026-10-09.