Nexo Card
2%
Cashback
No monthly, annual or inactivity fee
Annual fee
Virtual activation requires at least $50 in account
Issuance fee
Identity verification required
KYC
Benefits
- One-click switching between credit/debit, no need to sell coins in credit mode
- Up to 2% Crypto Cash Back
- Support Apple Pay / Google Pay
- Free ATM limit per tier up to €2,000 per month
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Only residents of qualified European countries such as the EEA and the United Kingdom
- Foreign exchange fee: EEA/UK/Switzerland 0.2% on weekdays, 2% on others; 0.7% / 2.5% on weekends
- ATM charges 2% for exceeding the free limit (minimum €1.99)
- The credit model is mortgaged with crypto assets and has liquidation risks.
Fees & specifications
CashbackOnly credit mode and there is cash back when the account assets are >$5,000: Platinum 2% NEXO or 0.5% BTC; Gold 1%/0.3%; Silver 0.7%/0.2%; Base 0.5%/0.1%
Foreign exchange feesWeekdays 0.2% (EEA/UK/CH) / 2% (others); weekends 0.7% / 2.5%
Staking requirementsThe credit model uses crypto assets as collateral; the cashback level depends on the NEXO holding ratio
ATM withdrawalsFree by level €200–€2,000/month, 2% over (minimum €1.99)
Card formatVirtual card + physical card
Settlement assetsStable currency, crypto assets, EURx/USDx/GBPx
AvailabilityEEA, UK and some European countries
Sources & notes
Data credibility: high; verification date 2026-10-09.