OrbitX Card（Neo / Lux）
Neo: $12/year
Annual fee
Neo physical plastic: $100
Issuance fee
Not disclosed
KYC
Benefits
- Neo is Visa Platinum, Lux is Visa Signature
- The stablecoin is mortgaged in the non-custodial wallet, and the amount is calculated based on the mortgage.
- USDT/USDC, supports Polygon and Base (Solana and Tron will be supported soon)
- Free top-up, Neo daily spending limit $50,000
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Foreign exchange fee for non-USD spending Neo 2% / Lux 1%
- ATM: Basic ATM fee + 2% + $2, Neo daily limit $500
- It may be liquidated when the mortgage is insufficient.
Fees & specifications
CashbackNot disclosed
Foreign exchange feesNeo 2%、Lux 1%
Staking requirementsMortgage with stablecoin, no minimum balance
ATM withdrawalsATM base fee + 2% + $2
Card formatVirtual card + plastic card/metal card
Settlement assetsUSDT、USDC
Sources & notes
Data credibility: high; verification date 2026-10-09.