Payy Card
None (third-party review)
Annual fee
No application fee (third-party review)
Issuance fee
KYC
KYC
Benefits
- Users hold USDC on their own, and activities on the chain have ZK privacy protection
- According to third-party evaluation, there are no monthly fees and no transaction fees.
- Support virtual card and physical card, Apple Pay / Google Pay (third-party information)
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- 2026-09-24 Payy Ethereum bridge was attacked, resulting in a loss of approximately 1.92 million USDC, and all top-ups, withdrawals, transfers and card payments were suspended.
- As of the time of reporting, the recovery time and user loss treatment plan have not been announced.
- The official website payy.network has been changed to "Private Stablecoin Payments Infrastructure", and the X profile is turned to enterprise services
Fees & specifications
CashbackNot disclosed
Foreign exchange feesNon-USD spending 1% (third-party evaluation)
Staking requirementsNone
Card formatVirtual card + physical card (third-party information)
Settlement assetsUSDC
AvailabilityMost areas except OFAC sanctioned areas (third-party information)
Sources & notes
Data credibility: low; verification date 2026-10-09.