RedotPay Card
None
Cashback
Free
Annual fee
Varies by card format / region
Issuance fee
KYC required
KYC
Benefits
- Visa card with stablecoin balance spending, USD ordinary plan fractal record.
- Benchmarking information will be marked with 0% regular cashback, and specific activities will not be regarded as permanent benefits.
- Explicit support: Apple Pay, Google Pay
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Verification scheme: Standard USD virtual card; Standard USD physical card
- The latest official card issuance ban list explicitly includes Mainland China; Mainland residents cannot issue virtual or physical cards. Overseas address tips cannot be used as a substitute for official restrictions.
- Specific certificates and regional qualifications need to be verified. The general process of the official website also requires legal name, date of birth, valid government-issued certificate and Sumsub verification; the optional types of passport/ID card/driver's license change with the country, and risk control may require supplementary documents. The general list does not replace the application conditions for Chinese users confirmed on this page.
Fees & specifications
CashbackBenchmarking information will be marked with 0% regular cashback, and specific activities will not be regarded as permanent benefits.
Issuance & recurring feesStandard USD virtual card: $10 for virtual card, $5 for the first card change, $10 for each subsequent time; no monthly fee, no annual fee; Standard USD physical card: $100 for physical card, ordinary mail is exempt, DHL is charged separately by region; no monthly fee, no annual fee
Spending & conversionCrypto-asset conversion fee 1%; specific merchants charge an additional 1.5% with a minimum of $0.50, and the first 3 qualifying transactions per month are exempt
Foreign exchange fees1.2% for non-default currency transactions, and 1% encryption conversion fee; subject to card bill currency and transaction scenario
Funding methodsThe top-up fee is free (HKB / USD BIN); the fees for external chain and third-party currency buying channels are additional.
Card formatVirtual card/physical card
AvailabilityRedotPay USD plan; only supports residents in the area where the card is issued, and residents in mainland China are not allowed to issue cards.
Verification processStandard USD virtual card; Standard USD physical card
Staking requirementsNone
ATM withdrawalsPhysical card only; HKD card 2%, USD card 2%/3%
Settlement assetsUSDT, USDC and other stablecoins and supported cryptoassets
Sources & notes
Data credibility: medium; cross-check: Coucouya crypto card guide; verification date 2026-10-10; source data date 2026-10-08.