Ruvo Card
Free account opening and maintenance
Annual fee
Not disclosed
KYC
Benefits
- No IOF, no foreign exchange mark-up for US dollar spending
- BRL (Pix), USD or cryptocurrency can be used to top-up, and the background will be converted to digital dollars.
- Support Apple Pay / Google Pay
- Balance guaranteed credit card, the limit is equal to the account balance
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- 1% + exchange rate for non-USD purchases
- USDT exchange USD/BRL: 0.5% for individuals, 0.3% for enterprises
- Mainly for Brazilian users
Fees & specifications
CashbackNot disclosed
Foreign exchange feesNon-USD spending 1%
Staking requirementsBalance guarantee
Settlement assetsDigital Dollar (converted from BRL/USD/USDT)
AvailabilityBrazil (mainly)
Sources & notes
Data credibility: medium; verification date 2026-10-09.