Spenda Virtual Card
USD card: free issuance (official blog)
Issuance fee
Not disclosed
KYC
Benefits
- USD Visa/Mastercard Virtual Card Free
- There is also a local Verve Nailaka
- Instant exchange of crypto assets into the card
- Support USDT/USDC multi-chain transfer out
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- The USD card has a daily limit of $10,000 and a minimum balance of $1 is required.
- The top-up fee and exchange rate are displayed before payment, and the fixed rate is not disclosed.
- Mainly for Nigerian users
Fees & specifications
CashbackNot disclosed
Staking requirementsNone
ATM withdrawalsNot applicable (virtual card)
Card formatVirtual card
Settlement assetsCrypto assets exchanged for USD/NGN
AvailabilityNigeria
Sources & notes
Data credibility: medium; verification date 2026-10-09.