Swissquote Debit Mastercard（Light / Bright / Elite）
0.25%
Cashback
Light: free
Annual fee
KYC
KYC
Benefits
- Payment can be made directly with crypto assets such as BTC, ETH, XRP, etc.
- Issued by a licensed Swiss bank
- Cashback is issued based on the trading credit (Trading Credit)
- No transaction fees
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- 0.95% for 13 major currencies, Mastercard exchange rate for other currencies + 1.5%
- Cashback can only be used for transactions, not cash
- Need to open a bank account in Switzerland/corresponding region
Fees & specifications
CashbackIssued as Trading Credit: Light 0.25% for ordinary spending, 0.5% for encrypted payment; Bright 0.5% / 1% respectively; Elite has another 0.5% gold cashback
Foreign exchange feesMajor currencies 0.95%; other Mastercard exchange rates + 1.5%
Staking requirementsNone
Card formatPhysical card + virtual card (not separately verified)
Settlement assetsLegal currency accounts and crypto assets such as BTC, ETH, and XRP
AvailabilitySwissquote service markets such as Switzerland and Luxembourg
Sources & notes
Data credibility: medium; verification date 2026-10-09.