Tangem Pay
Basic $0
Annual fee
First virtual card free
Issuance fee
KYC
KYC
Benefits
- Directly spend USDC in Tangem wallet
- No transaction fees, no on-chain withdrawal fees
- Basic: no monthly fee and a $10,000 daily spending limit (Plus: $50,000).
- Plus file includes Visa Signature benefits and free bank transfer deposits
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Non-USD purchases are subject to Visa exchange rate + 1.5%
- ATM cash withdrawal Basic 4% / Plus 2%, 3 times every 24 hours, $250 each time
- Basic ACH deposit $1, FedWire $11
Fees & specifications
CashbackNot disclosed
Foreign exchange fees1.5%
Staking requirementsNone
ATM withdrawalsBasic 4%, Plus 2%; 3 times a day, single $250
Card formatVirtual card + physical card
Settlement assetsUSDC
AvailabilityThe United States and some Latin American, Asia-Pacific, Middle East, and African countries; subject to the App
Sources & notes
Data credibility: high; verification date 2026-10-09.