THORWallet Card
0.5%
Cashback
No subscription fee
Annual fee
Basic virtual: $5 one time (with…
Issuance fee
Verification required
KYC
Benefits
- Wallet assets are self-hosted and top-upd to the card on demand
- Basic/Premium top-up fee 0%
- Available in 175+ countries (including the United States)
- The Swiss IBAN plan provides personal Swiss IBAN and SEPA
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Basic/Premium foreign exchange markup 1.5%, Swiss IBAN 1%
- ATM withdrawals are domestic $1 and international $5; Swiss IBAN does not support ATMs
- Swiss IBAN top-up fee 0.25–1%
- Fees are indicative and may vary by region and verification status.
Fees & specifications
CashbackPremium only: 0.5% USDC cash back, limited to the first $5,000 spent per month; Basic and Swiss IBAN no cash back
Foreign exchange feesBasic/Premium 1.5%；Swiss IBAN 1%
Staking requirementsNone
ATM withdrawals$1 domestic / $5 international (not supported by Swiss IBAN)
Card formatBasic virtual card; Premium includes physical card
Settlement assetsUSDC, etc. (the assets in the wallet need to be converted into the card settlement currency first)
Availability175+ countries (including the United States)
Sources & notes
Data credibility: high; verification date 2026-10-09.