Trade Republic Card
1%
Cashback
No monthly or annual fee
Annual fee
Free virtual card
Issuance fee
Not disclosed
KYC
Benefits
- 1% Saveback Automatically Invest in Stocks/ETFs/Crypto
- No exchange fees for foreign currency spending and overseas ATMs
- Round-up automatic investment of change
- Interest can be earned on the unused balance of the account
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Saveback has a monthly cap of 15 Euros, and a monthly fixed investment of 50 Euros is required.
- ATM single withdrawal less than 100 euros charges 1 euro
- ATM, transfer, top-up, gambling, investment spending are not included in Saveback
- Only for residents of European supporting countries
Fees & specifications
Cashback1% Saveback is invested in a fixed investment plan selected by the user, with a monthly upper limit of 15 euros (corresponding to a spending of 1500 euros); a monthly fixed investment of at least 50 euros is required; the help center also states that when only using crypto assets for spending, it is 2%, and the upper limit is 30 euros/month
Foreign exchange fees0 (officially does not charge exchange fees)
Staking requirementsNone
ATM withdrawals≥100 euros free, <100 euros charge 1 euro
Card formatVirtual card + physical card (Classic/Mirror)
Settlement assetsEuro account balance
AvailabilityEuropean countries served by Trade Republic
Sources & notes
Data credibility: medium; verification date 2026-10-09.