Tuyo Card
None
Cashback
No monthly or annual fee
Annual fee
Free issuance
Issuance fee
KYC
KYC
Benefits
- Self-custody: the funds before spending are always controlled by oneself
- USD transaction 0 handling fee
- The USDC in Earn can be directly swiped by card, and interest will continue to accrue before spending.
- Support Apple Pay / Google Pay
- Selected purchases may be randomly reimbursed in full (BNPM).
Supported services
✓Apple Pay
✓Google Pay
✓WeChat Pay
✓Alipay
△ChatGPT
△Claude
Things to know
- The maximum exchange difference for non-USD spending is about 1%
- ATM, PIN and physical cards are not supported yet
- Only in some countries, excluding the United Kingdom
Fees & specifications
CashbackThere is no fixed cash back; the “Buy Now, Pay Maybe” mechanism randomly waives orders, and there are also TUYOs points rewards
Foreign exchange feesExchange difference up to approximately 1%
Staking requirementsNone
ATM withdrawalsNot supported
Card formatVirtual card (physical card will be launched soon)
Settlement assetsBase chain USDC (free conversion from Ethereum, Arbitrum, Optimism, Polygon)
AvailabilitySome countries (excluding the United Kingdom)
Sources & notes
Data credibility: high; verification date 2026-10-09.