Utorg Crypto Card
No monthly fee, according to the issuer
Annual fee
Identity document
KYC
Benefits
- Officially called the first non-custodial encryption card, the private key is self-sustaining
- It takes about 5 minutes to obtain the virtual card
- Support Google Pay/Apple Pay
- Monthly limit up to €30,000
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- Card only for EEA countries
- "Zero handling fee" is a limited-time policy; the terms mention that non-Euro currencies may have a 1% conversion fee and network fee
- There are sources saying that the card service currently only supports existing users and is suspended for new users. It must be subject to the App.
Fees & specifications
CashbackNot disclosed
Foreign exchange feesLimited time 0; terms mentioned may 1%
Staking requirementsNone
Card formatVirtual card
Settlement assetsStablecoin
AvailabilityEuropean Economic Area
Sources & notes
Data credibility: medium; verification date 2026-10-09.