
Winity Card
None
Cashback
Physical: $20/year (first 6 months after activation waived…
Annual fee
Exclusive virtual card KYC…
Issuance fee
Passport
KYC
Benefits
- USDT/USDC top-up 0 handling fee
- Officially available in 187+ countries
- KYC is usually completed in a few minutes, and manual review takes 1-2 working days
- Provide virtual cards and physical cards
Things to know
- The balance needs to be at least $25 to trade, and transactions of <$25 will be charged $0.10
- 5% charge for top-up/exchange of WCO and other non-stablecoins
- Each ATM transaction is $3, PIN change is $5, and chargeback processing is $100 each time
- spending fees are only displayed within the App
Fees & specifications
CashbackNo fixed cashback; there are Winity Points points and top-up bonus activities
Foreign exchange feesSubject to App
Staking requirementsNone
ATM withdrawals$3/pen
Card formatVirtual card + physical card (Executive is a metal card)
Settlement assetsUSDT / USDC (also supports WCO, etc.)
Availability187+ countries (except restricted countries)
Sources & notes
Data credibility: high; verification date 2026-10-09.