Wirex One Card
0.5%
Cashback
No subscription or annual fee
Annual fee
Base: virtual only
Issuance fee
Not disclosed
KYC
Benefits
- Free of foreign exchange fees for all gears
- Officially, global ATM cash withdrawals are free
- High-end tiers can get 50% refund for subscriptions to ChatGPT, Claude, etc.
- Support SEPA, ACH, Faster Payments collection and payment
Supported services
△Apple Pay
△Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- High cashback requires holding a large amount of WPAY tokens
- Low-end physical card freight needs to be paid by yourself
- Officially stated that some areas are not available ("globally*" has restrictions)
Fees & specifications
CashbackCash back in USD: Base 0.5%, Premium 1%, Elite 3%, Private 5%, Bespoke 8%; the level depends on the proportion of WPAY in the combined value
Foreign exchange feesFree
Staking requirementsThe cashback level is linked to the proportion of WPAY held
ATM withdrawalsFree, according to the issuer
Card formatVirtual card + plastic card + metal card
Settlement assetsStable coins and various crypto assets
AvailabilityOfficially available globally (with regional restrictions)
Sources & notes
Data credibility: high; verification date 2026-10-09.