Wise Card
None
Cashback
No subscription fee
Annual fee
US physical: $9 (local pricing elsewhere…
Issuance fee
Identity document
KYC
Benefits
- Direct spending of currency holdings is free of charge
- Exchange according to the middle price, transparent charging
- ATM fee free within $250 per month in the US
- Support multi-currency accounts and local collections
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- A conversion fee will be charged when exchanging currency (approximately 0.22%–4.42% in the United States, depending on the currency)
- Super free limit ATM charges $1.95 + 1.95%
- Cryptoasset top-up is not supported
- The available areas are subject to the Wise support list.
Fees & specifications
CashbackNone
Foreign exchange feesCurrency 0 is held; currency exchange is required and charges are based on currency (approximately 0.22%–4.42% in the United States)
Staking requirementsNone
ATM withdrawalsFree on the first $250 per month in the US, then $1.95 + 1.95%
Card formatVirtual card / physical card
Settlement assetsLegal currency (40+ currencies)
AvailabilityWise supported countries/regions
Sources & notes
Data credibility: medium; verification date 2026-10-09.