
xPortal Card
0.1%
Cashback
None
Annual fee
Free virtual card
Issuance fee
KYC
KYC
Benefits
- Free virtual Mastercard, supports Apple Pay / Google Pay
- Can be top-upd from encrypted wallet or other bank cards
- Real-time payment notification
- Pledge EGLD to obtain cash rebates and ecological rights
Supported services
✓Apple Pay
✓Google Pay
△WeChat Pay
△Alipay
△ChatGPT
△Claude
Things to know
- 1.49% for buying coins and topping up through xMoney
- The cashback ratio is low (up to 0.5%) and a large amount of pledge is required
- ATM monthly limit €500, daily spending €5,000
Fees & specifications
CashbackEGLD needs to be pledged: 0.1% starting from 5 EGLD, 0.5% for 2,000 EGLD, maximum monthly limit of €30, issued in EGLD/UTK
Staking requirementsCashback requires a pledge of 5–2,000 EGLD
Card formatVirtual card + Fresh Mint physical card
Settlement assetsEUR balance (top-upd by crypto assets)
AvailabilityEEA (according to third-party evaluation)
Sources & notes
Data credibility: medium; verification date 2026-10-09.