Plasma One Core
Up to 5%
Cashback
$199/year or token lockup
Annual fee
First card free + $20 delivery
Issuance fee
KYC required
KYC
Benefits
- 3% cashback on regular purchases and 5% on eligible AI purchases.
- Up to 2 virtual cards at no issuance charge.
- No issuance fee for the first physical card; standard delivery costs $20.
- Support Apple Pay, Google Pay, ChatGPT and Claude
Supported services
✓Apple Pay
✓Google Pay
✓WeChat Pay
✓Alipay
✓ChatGPT
✓Claude
KYC requirements
National IDNot required
PassportRequired
Overseas address proofRequired
Overseas phone numberRequired
Updated: 2026-08-10
Things to know
- The lock-up plan requires locking 20,000 XPL for 12 months, and there is a token price risk.
- Foreign currency spending is charged approximately 0.5% by Plasma, and there is also a Visa network foreign exchange fee.
- Check your account page for physical card availability and delivery eligibility.
Fees & specifications
Cashback3% cashback on regular purchases; 5% on eligible AI purchases.
Foreign exchange feesPlasma charges about 0.5%, and Visa network foreign exchange fee (usually about 1%)
Membership requirements$199/year, or lock 20,000 XPL for 12 months
Card formatUp to 2 virtual cards; physical cards are rolling out in stages.
Physical card feesFirst physical card: no issuance fee; $20 standard delivery.
Settlement assetsStablecoin balance
Sources & notes
Data credibility: high; verification date 2026-10-10; source data date 2026-10-08.