Plasma One Lite
Up to 2%
Cashback
Free
Annual fee
$10 or a $10 deposit
Issuance fee
KYC required
KYC
Benefits
- 2% cash back on the first $500 of eligible purchases per month, and 0.1% cash back on the excess.
- Cashback is paid in XPL. Purchases can use a self-custodial stablecoin balance.
- Support Apple Pay and Google Pay, can be used at Visa merchants
- No XPL lock-up required, offering an accessible entry to Plasma One.
Supported services
✓Apple Pay
✓Google Pay
✓WeChat Pay
✓Alipay
✓ChatGPT
✓Claude
KYC requirements
National IDNot required
PassportRequired
Overseas address proofRequired
Overseas phone numberRequired
Updated: 2026-08-10
Things to know
- Cashback is issued in XPL tokens, and the value will fluctuate with the currency price.
- Foreign currency spending is charged about 1% by Plasma, and there is also a Visa network foreign exchange fee.
- The card opening fee method will vary from region to region, and is subject to the real-time display on the application page.
Fees & specifications
Cashback2% cash back on the first $500 of eligible spending per month, and 0.1% cash back on the excess.
Foreign exchange feesPlasma charges about 1%, and Visa network foreign exchange fee (usually about 1%)
Membership requirementsNo annual fees, no XPL locking requirements
Card formatVirtual card
Settlement assetsStablecoin balance
AvailabilityOpen according to the region where the account is located and the application review result
Sources & notes
Data credibility: high; verification date 2026-10-10; source data date 2026-10-08.