Plasma One Platinum
Up to 10%
Cashback
Lock up 100,000 XPL
Annual fee
First physical card free
Issuance fee
KYC required
KYC
Benefits
- The maximum cashback for basic spending is 4%, and the cashback for eligible AI spending is 10%.
- 10% cash back on designated airline tickets, up to $600 per year
- Includes ChatGPT Plus and Claude Pro subscription benefits.
- Plasma bears the Visa network foreign exchange fees and can open up to 3 virtual cards for free
Supported services
✓Apple Pay
✓Google Pay
✓WeChat Pay
✓Alipay
✓ChatGPT
✓Claude
KYC requirements
National IDNot required
PassportRequired
Overseas address proofRequired
Overseas phone numberRequired
Updated: 2026-08-10
Things to know
- 100,000 XPL needs to be locked for 12 months. There is currently no USD subscription plan.
- Cashback is issued in XPL tokens, and the value will fluctuate with the currency price.
- Check your account page for benefit conditions, cashback caps, and physical card delivery eligibility.
Fees & specifications
CashbackThe maximum cash back for basic spending is 4%; the eligible AI spending is 10% cash back; the designated airline tickets are 10% cash back, up to $600 per year
Foreign exchange feesPlasma does not charge additional foreign exchange fees and bears the Visa network foreign exchange fees.
Membership requirementsLock 100,000 XPL for 12 months
Card formatUp to 3 virtual cards; physical cards are rolling out in stages.
Physical card feesNo issuance or standard delivery fee for the first physical card.
Subscription benefitsIncludes ChatGPT Plus and Claude Pro
Sources & notes
Data credibility: high; verification date 2026-10-10; source data date 2026-10-08.